Our services cover all areas of financial management, from investment and retirement planning, to risk management strategies and issues surrounding estate planning strategies. We specialize in helping our clients develop a comprehensive, cohesive financial strategy that fits their unique needs and enables them to pursue both short- and long-term strategies.
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Wealth
Planning |
Estate Planning |
Retirement Planning |
College and Higher Education Planning |
Professional Money Management |
Insurance & Liability Planning |
| Asset Allocation Analysis |
Estate Plan Analysis |
Retirement Income Planning |
529 Plans | Fee-Based Advisory Programs |
Business Owner Needs |
| Comprehensive Financial Planning |
Charitable Giving | Traditional & Roth IRAs |
Education Savings Accounts |
Access to Professional Money Managers |
Disability Insurance |
| Understanding Social Security |
Beneficiary Review |
IRA Rollovers & Distributions |
UGMA/UTMA Accounts |
Quarterly Performance Reports |
Life Insurance |
| Tax Planning | Gifting & Estate Tax Planning |
Retirement Funding Analysis |
College Funding Analysis |
Long-Term Care Insurance |
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| Corporate Executive Services |
Business Succession Planning |
Cash Management | Retirement Plans for Business |
Investment Banking |
Banking, Lending, & Trust Services |
| Cashless Stock Options Exercise |
Life Insurance Needs |
Check Writing | Choosing an Appropriate Plan |
Public Offerings & Capital Raising |
Securities-Based Lending |
| Control & Restricted Stock Transactions |
Buy-Sell Agreements |
Visa® Debit Card | Reviewing an Existing Plan |
Financial Advisory | Visa® Credit Cards |
| Rule 10b5-1 Plans | Estate Planning Considerations |
Bill Payment Services |
Choosing a Plan Provider |
Mergers & Acquisitions |
Trust Management & Administration |
| Key Person Insurance |
Stifel Access (online account access) |
Selecting a Third-Party Administrator |
Municipal Finance |
Stifel does not offer legal or tax advice. You should consult with your legal and tax advisors regarding your particular situation.
Lending services for clients of Stifel, Nicolaus & Company, Incorporated are performed exclusively by Stifel Bank and Stifel Bank & Trust (Stifel Banks). Stifel Bank, Member FDIC, Equal Housing Lender, NMLS# 451163, is affiliated with Stifel Bank & Trust, Member FDIC, Equal Housing Lender, NMLS# 375103, and Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE, each a wholly owned subsidiary of Stifel Financial Corp. Unless otherwise specified, references to Stifel may mean Stifel Financial Corp. and/or any of its subsidiaries. Unless otherwise specified, products purchased from or held by Stifel are not insured by the FDIC, are not deposits or other obligations of Stifel Banks, are not guaranteed by Stifel Banks, and are subject to investment risk, including possible loss of the principal.
Understanding the potential risks of a Stifel Pledged Asset (SPA) Line of Credit
Speak with your Financial Advisor about your risk tolerance level, market fluctuations, and specifically the potential risks associated with a Stifel SPA Line of Credit.
The SPA Line of Credit is a demand loan using the assets in the account as collateral. If the minimum required value of the collateral is not maintained, the account holder will be required to: (1) post additional qualified collateral, (2) repay a portion or all of the debt, or (3) forfeit that shortfall in value of pledged assets to Stifel Bank & Trust. If the call is not met, Stifel Bank & Trust can liquidate some or all of the assets in the SPA Loan Account. If terms of the account are not maintained, Stifel Bank & Trust may call the loan due and payable. Stifel Bank & Trust will attempt to communicate with you to determine the right course of action to alleviate a collateral shortfall. Stifel Bank & Trust has the right to sell securities as needed without your consent to meet a collateral call.
Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE. Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested. Stifel Trust Companies do not provide legal or tax advice.
Speak with your Financial Advisor about your risk tolerance level, market fluctuations, and specifically the potential risks associated with a Stifel SPA Line of Credit.
The SPA Line of Credit is a demand loan using the assets in the account as collateral. If the minimum required value of the collateral is not maintained, the account holder will be required to: (1) post additional qualified collateral, (2) repay a portion or all of the debt, or (3) forfeit that shortfall in value of pledged assets to Stifel Bank & Trust. If the call is not met, Stifel Bank & Trust can liquidate some or all of the assets in the SPA Loan Account. If terms of the account are not maintained, Stifel Bank & Trust may call the loan due and payable. Stifel Bank & Trust will attempt to communicate with you to determine the right course of action to alleviate a collateral shortfall. Stifel Bank & Trust has the right to sell securities as needed without your consent to meet a collateral call.
Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE. Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested. Stifel Trust Companies do not provide legal or tax advice.
- Planning for retirement
- Saving for education
- Investment Planning
- Investing in a tax-efficient manner
- Risk Mitigation Strategies
- Liquidity for Personal or Business Needs
- Creating a retirement income
- What if I die?
- What if I need long-term care?
- Passing assets efficiently to heirs
Stifel Products and Services We Use to Address These Concerns
- Stocks and Bonds
- Mutual Funds
- Tax-Advantaged Municipal Bonds
- ETFs
- FDIC Insured CDs
- Retirement Accounts - Traditional IRA, Roth IRA, 401(k), SIMPLE IRA, SEP IRA
- Education Savings Plans - 529 Savings Plans, Coverdell ESA
- Annuities - Variable, Fixed, Immediate
- Insurance - Life, Disability, Long-term Care
- Estate Planning Strategies and Trust Services